Friday 5 November 2021
Tuesday 24 January 2017
Wednesday 29 July 2015
STAR FAMILY HEALTH OPTIMA
Who Can Take This Insurance?
Any person between 18 years and 65 years of age can take this insurance for his/her family. Children can be covered from 16th day
onwards.
This policy can be renewed for the whole life of the Insured Person.
This policy is on Floater Basis. The entire sum insured floats among all covered persons.Family for the purpose of this policy means self, spouse and dependant children not exceeding three in number.
Special Features of the policy
Recharge Benefit: This benefit provides additional indemnity upto specified limits, when the sum insured under the policy is exhausted / exceeded. This can be utilized for any claim payable under the policy.
More than 400 Day Care procedures
Expenses incurred towards cost of Health Check up
Coverage for New born Baby
Coverage for Domiciliary hospitalization treatments
Donor expenses for organ transplantation
Bonus: Bonus in respect of a claim-free year of insurance is allowable upto the limits specified. The bonus so granted will be reduced in the same order in which it was given following a claim. However the Basic sum insured shall not be reduced.
Automatic Restoration of Sum Insured: There shall be automatic restoration of the Basic Sum Insured once immediately upon exhaustion of the limit of coverage during the policy period subject to the limits specified. This restored sum insured can be utilized, during the remaining policy period, for any other illness / diseases unrelated to the ones for which claim/s has /have been made.
Policy Benefits
Hospitalisation Cover Protects the insured for in - patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges.
Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Anesthesia, Blood, Oxygen, Operation Theatre charges, Cost of Pacemaker, Cost of Medicine and drugs etc.
Ambulance charges for emergency transportation upto a sum of Rs.750/- per hospitalization and overall limit of Rs.1500/- per policy period.
Pre Hospitalisation expenses upto 60 days prior to admission in the hospital.
Post Hospitalisation expenses upto 90 days after discharge from the hospital.
Co-Payment:
A co-payment of 20% of each and every claim applicable for fresh as well as renewal policies for insured persons whose age at the time of entry is above 60 years.
How much to pay?
NOTE: Renewal premium, terms and conditions are subject to change with prior approval from IRDA.
Pre-Existing Diseases/Illness : Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.
Pre- Acceptance medical screening : Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers, Cost of which is currently borne by the Company.
Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act
Free look period :
A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening , stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.
Star Advantages
No Third Party Administrator, direct in-house claim settlement
Faster and hassle free claim settlement
Network of more than 6000 hospitals across India
Facility for maintaining personal health records in electronic format
Star Cardiac Care Insurance Policy
STAR-Cardiac Care Insurance Policy
The trauma of surgery and the financial drain thereafter is best known to those who have undergone one. Post surgery you must be certainly feeling better,but still worried... Only Star Health ,the Health Insurance specialist, understands your needs better and offers a custom made solution,juist apt to ensure,you keep smiling,always....
Policy Benifits The policy has two plan options and offers to cover regular health cover and also a specific cover to take care of cardiac related complications.Who Can Take This Insurance?
Any person aged between 10 years and 65 years and who has undergone for the first time PTCA (Stenting) or CABG (By-pass) within 4 years prior to the date of policy purchase can take this insurance.
The sum insured under this insurance is per individual member covered.
Policy Benefits
Section 1:
Hospitalisation Cover: Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs.
Ambulance charges for emergency transportation to hospital as per specified limits.
Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
Post-hospitalisation paid as lump-sum upto the limit specified.
101 Day-care treatments covered
Pre-Existing Diseases / Illness :
Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.
Section 2 (Cardiac Section) Cardiac ailments cove
red after 90 days. 2 Plans available -GOLD PLAN and SILVER PLAN. GOLD PLAN covers any cardiac related
complications necessitating surgery / intervention and also cardiac medical management SILVER PLAN covers any cardiac related complications
necessitating surgery / intervention only.
Pre- Acceptance medical screening:
All Persons will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.
How much to pay?
NOTE: Renewal premium, terms and conditions are subject to change with prior approval from IRDA.
Tax Benefits
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
Free look period : A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening , stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look cancellation is not applicable at the time of renewal.
Star Advantages
No Third Party Administrator - direct in - house claims settlement.
Faster and hassle-free claim settlement.
Cashless hospitalization.
Network of more than 6000 hospitals across India.
Free expert medical consultation over phone 24 x 7 Toll Free Helpline.
Sunday 19 July 2015
Expo, Summit in Hyderabad to support India’s phenomenally growing healthcare sector
The second edition of the Indo-Global Healthcare Summit and Expo 2015
and the Indo- Global Pharma Expo and Summit 2015, will be held in
Hyderabad for four days from July 23. The two events are organised by
the Federation of Telangana and AP Chambers of Commerce and Industry,
the OMICS International, Indus Foundation with the support of Telangana
government and the Pharmaceutical Export Promotion Council of India
(PHARMECIL).
Governor of Andhra Pradesh and Telangana E S L Narasimhan will inaugurate the events. Telangana Minister for Health, Medical and Family Welfare C Laxma Reddy and Minister for Information Technology and Panchayat Raj K T Rama Rao will participate, Indus Foundation President S B Anumolu told reporters.
“These two events aim at identifying and sharing successful innovative models of healthcare delivery from around the world. The events will help professionals, entrepreneurs, industry players, investors and global institutions to collaborate for taking advantage of the latest innovations and advances,” Anumolu said.
According to PTI, the Indian healthcare industry is growing at a rapid pace and is expected to become a USD 280 billion industry by 2020. The Indian healthcare market was estimated at over USD 70 billion in 2013 and is expected to be around USD 145 billion by 2017, he said.
According to the Investment Commission of India, the healthcare sector has experienced phenomenal growth of 12 per cent per annum in the last four years. The Indian Pharmaceutical industry is expected to touch around USD 40 billion by 2016-17 and USD 55 billion by 2020, PHARMECIL Director General P V Appaji said.
Governor of Andhra Pradesh and Telangana E S L Narasimhan will inaugurate the events. Telangana Minister for Health, Medical and Family Welfare C Laxma Reddy and Minister for Information Technology and Panchayat Raj K T Rama Rao will participate, Indus Foundation President S B Anumolu told reporters.
“These two events aim at identifying and sharing successful innovative models of healthcare delivery from around the world. The events will help professionals, entrepreneurs, industry players, investors and global institutions to collaborate for taking advantage of the latest innovations and advances,” Anumolu said.
According to PTI, the Indian healthcare industry is growing at a rapid pace and is expected to become a USD 280 billion industry by 2020. The Indian healthcare market was estimated at over USD 70 billion in 2013 and is expected to be around USD 145 billion by 2017, he said.
According to the Investment Commission of India, the healthcare sector has experienced phenomenal growth of 12 per cent per annum in the last four years. The Indian Pharmaceutical industry is expected to touch around USD 40 billion by 2016-17 and USD 55 billion by 2020, PHARMECIL Director General P V Appaji said.
INDO GLOBAL HEALTHCARE SUMMIT-2015
The second edition of the Indo-Global Healthcare Summit and Expo
2015 and the Indo- Global Pharma Expo and Summit 2015, will be held here
for four days from July 23.
The two events are organised by the Federation of Telangana and AP Chambers of Commerce and Industry, the OMICS International, Indus Foundation with the support of Telangana government and the Pharmaceutical Export Promotion Council of India (PHARMECIL).
Governor of Andhra Pradesh and Telangana E S L Narasimhan will inaugurate the events. Telangana Minister for Health, Medical and Family Welfare C Laxma Reddy and Minister for Information Technology and Panchayat Raj K T Rama Rao will participate, Indus Foundation President S B Anumolu told reporters here today.
"These two events aim at identifying and sharing successful innovative models of healthcare delivery from around the world. The events will help professionals, entrepreneurs, industry players, investors and global institutions to collaborate for taking advantage of the latest innovations and advances," Anumolu said.
The Indian healthcare industry is growing at a rapid pace and is expected to become a USD 280 billion industry by 2020. The Indian healthcare market was estimated at over USD 70 billion in 2013 and is expected to be around USD 145 billion by 2017, he said.
According to the Investment Commission of India, the healthcare sector has experienced phenomenal growth of 12 per cent per annum in the last four years.
The Indian Pharmaceutical industry is expected to touch around USD 40 billion by 2016-17 and USD 55 billion by 2020, PHARMECIL Director General P V Appaji said.
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